Regular Checking
Regular checking is economical, allowing you unlimited
check writing priviliages each month. There is no
monthly charge when you maintain a balance of $500
or more. If your balance drops below $500, the
service charge is $8. read more
Bonus Checking
Earn interest on every cent.
With all the benefits of
regular checking plus this
account pays you a tiered
rate of interest based on
your balance. Higher your balance, the higher the rate.
Interest is paid monthly, and there is no service charge
when you maintain a balance of $1500 or more.
read more
Gold Plus Checking
No fee checking for people age 50 and over. With a minimum opening balance of $100, Gold Plus Checking
gives customers age 50 and over all the benefits you’d expect from a checking account
with no minimum balance requirement and no monthly service charge. read more
F&M Club
Distinctive checking with
benefits galore. Our F&M Club is a checking account with an added package
of free or discounted banking services. For the small monthly fee of $9.50, customers
receive free personalized checks, free traveler’s checks, credit card protection,
$10,000 of accidental death insurance, plus discounts on many other banking
services–like safe deposit box rentals, stop payments orders and much more. read more
Student Checking
No fee checking for students age 26 and younger. Our Student Checking is as hassle-free and economical as
possible. There’s no monthly service charge and no per-check fee. Plus, we’ll
furnish your first order of checks free.
read more
