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Regular Savings 
Savings made simple. This is our simplest savings account. Open an account with as little as $50, and each day your account is $100 or more, you’ll earn interest on your full balance. You may deposit money at any time and make up to five withdrawals per quarter at no charge.  There are regulatory limitations on the types of withdrawals you may make from a savings account.
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Money Market Account
A premium account with excellent liquidity. With this account, not only are you able to take advantage of money market rates, but you also have convenient access to your money when you need it. If  you maintain the low balance requirement of $2,500, a monthly service charge will be waived. All around, this is a smart investment and all you need is a $1,000 opening deposit to get started.  There are regulatory limitations on the number of withdrawals you may make in any month.
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Certificates of Deposit
A smart investment for your future. No matter what your goals may be, you’re certain to find a variety of CDs with terms to meet your needs. Take advantage of maturity periods ranging from 91 days to three years.   A penalty may be required for early withdrawal of a certificate of deposit.
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Individual Retirement Account
Retirement savings with tax benefits. Open an IRA and you could benefit from tax deductible contributions. Depending upon your income and retirement plan, up to $4,000 in 2007 and up to $5,000 in 2008, of your earned income deposited may be tax-deferred each year.
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Christmas Club Account
A special savings account for a special time. Open this account with as little as $1 and earn our Christmas Club rate of interest on your savings. A great way to save and be assured of having extra cash for the holidays.
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Mickey Mouse Savings Account
For people under the age of 19. Start your savings future with a minimum of $1 to open the account. You may deposit money at any time and make up to three withdrawals per quarter at no charge.
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